OP Tililuotto

OP Tililuotto is a buy now, pay later payment method that allows customers to finance purchases up to 7,500 €. Customers can apply for credit during checkout, and the credit decision is made immediately. Learn about the benefits of OP Tililuotto, who can offer it, and how to activate it in the Merchant panel.

Merchant fees for OP Tililuotto payments follow Paytrail pricing. Customer fees and terms are determined by OP Tililuotto.

Benefits for the customer

  • Financing for purchases up to 7,500 euros
  • Purchases made during the same month are combined into a single invoice
  • 30-day interest-free payment period for purchases
  • Customers can repay the credit in installments or in full

See how OP Tililuotto works for your customers.

Who can offer OP Tililuotto?

OP Tililuotto is available to Paytrail merchants who meet the requirements for offering invoice and installment payment methods. Merchants approved by OP for OP Lasku can also activate OP Tililuotto.

Before activating OP Tililuotto, review the applicable terms in the Paytrail terms and conditions.

Step-by-step: Activate OP Tililuotto in the Merchant Panel

  1. Sign in to the Merchant panel.
  2. From the left-hand menu, select Payment methods.
  3. Find OP Tililuotto and click Activate.
    Activating OP Lasku in the Merchant Panel 
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