Acting as a Shop-in-Shop sub-merchant means operating as an independent business or recipient within a platform managed by a Shop-in-Shop admin. The admin is the platform owner who creates payments and defines how funds are split between parties. Payments are created through the admin’s aggregator account and settled directly to you according to the defined payment split. As a sub-merchant, you manage your own Merchant panel account, monitor transactions, and maintain your own agreement with Paytrail.
Your role as a sub-merchant
A sub-merchant is a business or recipient that receives funds within the Shop-in-Shop service.
As a sub-merchant, you:
- Sign and maintain your own agreement with Paytrail
- Receive settlements directly to your designated bank account
- Access and manage your own Merchant panel account
- Monitor your transactions and settlement reports
- Comply with platform-level processes defined by the Shop-in-Shop admin
How payments work
In the Shop-in-Shop setup, payments are created by the admin using the aggregator account’s Merchant ID and Merchant secret. Sub-merchants do not create payments directly.
Once a payment is processed, Paytrail automatically distributes funds according to the defined payment split. You receive your share directly through settlement. If a commission structure is configured, the agreed commission is deducted before settlement.
Merchant panel access
Sub-merchants access their own Merchant panel account with separate login credentials. From the Merchant panel, you can:
- View transactions related to your account
- Access settlement reports
- Issue refunds
- Update your settlement bank account details
- Manage contact information and account settings
- Add or manage users
You will see a Merchant ID and Merchant secret in the Merchant panel. As a sub-merchant in the Shop-in-Shop setup, you do not need to use these to create payments. When you provide the Merchant ID when contacting customer service, we can process your request faster.