OP Lasku is a buy now, pay later payment method that allows customers to pay for purchases by invoice or in installments. When a customer chooses OP Lasku at checkout, the credit decision is made immediately. Learn about the benefits of OP Lasku, who can offer it, and how to activate it in the Merchant Panel.
Merchant fees for OP Lasku payments follow Paytrail pricing. Customer fees are determined by OP Lasku.
Benefits for the customer
- Available for financing online purchases up to 5,000€
- Can be used regardless of the customer’s bank
- Offers a 45-day interest-free payment period
- Customers can choose whether to pay the full amount or in installments
- Credit decision is made immediately during checkout
- OP automatically manages invoicing and installment payments
See how OP Lasku works for your customers.
Who can use OP Lasku?
OP Lasku is available to Paytrail merchants who meet the requirements for offering buy now, pay later payment methods. Activation requires approval from OP Bank.
Before activating OP Lasku, review the applicable terms in the Paytrail terms and conditions.
Step-by-step: Activate OP Lasku in the Merchant Panel
- Sign in to the Merchant Panel.
- From the left-hand menu, select Payment methods.
- Find OP Lasku and click Activate.
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Optional – OP Lasku calculator: Once OP has approved your activation request and OP Lasku is active, you can download the OP Lasku calculator from the Merchant Panel for use on your online business. The calculator helps customers estimate installment payments before completing their purchase.
Download the calculator package, unzip the file, and open lue-minut.html to follow the setup instructions (available in Finnish).
OP Lasku banners
OP provides ready-made banners that you can use to promote OP Lasku to your customers. The banners should link to OP's OP Lasku page.
Download the OP Lasku banner package from the attachment below.