Payment security

Paytrail Oyj holds a payment institution license granted by the Finnish Financial Supervisory Authority, which requires us to make significant investments in security. We work in collaboration with banks and other financial sector entities to develop safer and more efficient practices for conducting online transactions.

Card payment methods

All traditional card payments are verified using the card companies' verification methods (e.g. Mastercard SecureCode, Verified by Visa), if the card is included in the verification program.

Buy now, Pay Later (BNPL) payment methods

Paytrail's payment service includes the following BNPL payment methods: Walley, OP Invoice (OP Lasku), and OP Overdraft Facility (OP Tililuotto). When paying with these payment methods, the consumer is always required to provide strong identification to ensure the security of the purchase.

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