Paytrail is a licensed payment institution supervised by the Finnish Financial Supervisory Authority. We work in collaboration with banks and other financial sector entities to develop safer and more efficient practices for online payments.
Online bank payments
Online bank payments are authenticated using the bank’s strong authentication methods, such as online banking credentials or a mobile certificate.
Card payments
Card payments are authenticated using the security methods provided by the card issuer, such as Visa Secure and Mastercard Identity Check, when supported by the card.
Buy now, pay later payment methods
Buy now, pay later payment methods available through Paytrail include Walley, Klarna, OP Lasku, and OP Tililuotto.
These payment methods require strong customer authentication to help ensure secure purchases.