Paytrail Oyj has a payment institution license granted by the Financial Supervisory Authority, which requires us to invest heavily in security. We work in cooperation with banks and other players in the financial sector, building even safer and more functional practices for doing business online.
Card payment methods
All traditional card payments are verified using the card companies' verification methods (e.g. Mastercard SecureCode, Verified by Visa), if the card is included in the verification program.
Buy now, Pay Later (BNPL) payment methods
Paytrail's payment service includes the following BNPL payment methods: Walley, OP Invoice, OP Overdraft Facility and Jousto. When paying with these payment methods, the consumer is always required to provide strong identification to ensure the security of the purchase.