Payment methods included in the payment service

Paytrail offers a comprehensive range of payment methods for different needs. In this article, you will find information about the payment methods included in our service.

As a merchant, you can always choose which payment methods you want to offer. We recommend the widest possible selection so that your customers can find their preferred payment method. Please note, in some circumstances your industry may limit the payment options available. 

Finnish online banks

Finns prefer is online banks. When they select their bank, our service redirects the customer directly to their online bank's system. We provide all Finnish banks:

  • OP
  • Nordea
  • Handelsbanken
  • Säästöpankki
  • Oma SP
  • S-Pankki
  • POP Pankki
  • Aktia
  • Ålandsbanken
  • Danske Bank

Most common credit cards

Credit card payments are easy and secure with the added level of security with 3-D Secure. 

  • Visa
  • Mastercard
  • American Express (only for merchants with business registered in Finland)

Mobile payments

With easy-to-use mobile apps, you can pay quickly and anywhere.

  • MobilePay
  • Siirto
  • Apple Pay

Buy now, Pay later (BNPL)

Buy now, Pay later (BNPL) service providers offer consumers flexibility and payment time.

  • Walley
  • OP Invoice (OPLasku) and OP Overdraft Facility (OP Tililuotto) Note: these methods are only available to merchants with a business registered in Finland.

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