Paytrail service includes a range of payment methods, such as online banking, cards, mobile payments, and invoice and installment options. Offering multiple payment methods allows customers use their preferred option and can improve conversion. Please note, in some circumstances your industry may limit the payment options available.
See how to activate payment methods in the Merchant panel.
Finnish online banking
Finnish online banking is the most commonly used payment method in Finland. Customers are redirected to their bank to complete the payment. Learn more about online banking.
- OP
- Nordea
- Säästöpankki
- Oma SP
- S-Pankki
- POP Pankki
- Aktia
- Ålandsbanken
- Danske Bank
Cards
Customers can pay with major card schemes using secure authentication, such as 3-D Secure. Learn more about card payments.
- Visa
- Mastercard
- American Express – available for merchants with a business registered in Finland
- Click to Pay
Mobile payments
Mobile payments allow customers to confirm payments quickly using mobile apps or their device.
Invoice and installments (buy now, pay later)
Invoice and installment payments (buy now, pay later) allow customers to pay later either in a single invoice or in installments.
- Klarna
- Walley
- Walley B2B invoice
- OP Invoice (OP Lasku) – available for merchants with a business registered in Finland
- OP Overdraft Facility (OP Tililuotto) – available for merchants with a business registered in Finland
International payments
International payment methods allow you to accept payments from your customers outside Finland. Other payment methods, such as cards and Klarna, may support international payments depending on your setup.
- PayPal – requires a separate agreement